Useful cash injection or smokescreen for expensive borrowing?
Renters pay billions of pounds every month up front. It hasn't made any difference to their home-owning futures. Until now
Parents who fail to mention childcare costs in mortgage applications risk losing their home, warns Felicity Hannah.
Offset deals are seen as complicated and only suitable for those with large savings balances. Both of these assumptions are wrong, says Andrew Hagger
There is currently no requirement in the legislation for the person who buys the Starter Home to live in the property
But borrowers must pay a 40% deposit before they can take out the deal, as well as a hefty booking fee.
One Independent reader was forced to put his family home on the market after being let down by a series of advisers and regulators
Critics say the scheme will push up house prices further
The Chancellor announced a 25% top-up for deposits in the Budget. But before you go screaming 'free cash!', there's a few things you might want to consider